The Right Choice Agency

Medicare, Indemnity & Final Expense in Lawncrest, PA

Lawncrest is the kind of Northeast Philly block where Fox Chase Cancer Center is essentially the neighborhood specialty hospital. Whether your Medicare Advantage plan tiers Fox Chase the way you'd want is one of those questions buried in the Annual Notice of Change letter.

Most people don't open those.

County

Philadelphia

ZIP

19111

Population

~26,000

In-person

By appointment

Why this matters in Lawncrest

Lawncrest residents have multiple Northeast options. Aria-Jefferson Torresdale, Nazareth, and Fox Chase Cancer Center for specialty cancer care are all within a few miles. Center City is reachable down Roosevelt Boulevard for academic referrals.

Plans handle that mix differently. Fox Chase in particular varies by carrier and tier.

We sit down with the specific doctor list and the prescription list and work from there.

Hospital systems worth checking in your network

  • Aria-Jefferson Torresdale
  • Nazareth Hospital
  • Jefferson Einstein Philadelphia
  • Fox Chase Cancer Center

Hospital systems merge, rename, and close. We verify your plan’s current network before you sign anything.

Notes for Lawncrest and 19111:

  • Fox Chase Cancer Center on Cottman Avenue is a specialty cancer center in the area.
  • Aria-Jefferson Torresdale is your closest full-service hospital.
  • Nazareth Hospital on Holme Avenue is the Trinity Health alternative.
  • Jefferson Einstein Philadelphia is reachable south for academic specialty care.

The agency is run by an agent with 16 years of personal experience in Medicare and the senior medical-equipment side of the market.

Not connected with or endorsed by the United States government or the federal Medicare program.

If your current plan is the right one for you, the honest answer is. . . stay where you are. We'll tell you that.

Common questions from Lawncrest residents

Is Fox Chase Cancer Center in-network for Medicare plans in 19111?

Most major Philadelphia-area Medicare Advantage carriers include Fox Chase, but tier and referral rules vary. Some plans require a referral from an in-network primary. We verify your specific plan.

What about Aria-Jefferson Torresdale and Nazareth?

Both are in-network on most major plans. Aria is Jefferson Health, Nazareth is Trinity Health. Specific tier varies. We pull your provider directory.

Do you come to Lawncrest in person?

Yes. Doylestown, PA based, we drive into Lawncrest regularly. Coffee shop, kitchen table, library, video. Whatever's comfortable.

My current plan covers Fox Chase but I'm not sure my new plan will. How do I check?

Pull the new plan's provider directory and search Fox Chase by name, then by your specific oncologist. We can do that with you in fifteen minutes.

Should I enroll in Medicare Supplement or Medicare Advantage?

Honest answer. . . it depends on three things.

First, your providers. Medicare Supplement (Medigap) lets you see any provider in the country who accepts Medicare. No network. Medicare Advantage uses a defined network.

Second, your tolerance for variable costs. Medigap has a higher monthly premium but very predictable copays. Medicare Advantage usually has a low or $0 monthly premium but variable copays and coinsurance.

Third, your prescriptions. Medigap requires a separate Part D plan. Most Medicare Advantage plans bundle drug coverage in.

For Lawncrest residents who use Fox Chase or who anticipate a specialty cancer referral, Medigap removes the network question for that referral. We sit down with your specifics and walk through both honestly.

Is there a way to help reduce or cover costs of Medicare Advantage co-payments and co-insurance?

Sometimes, yes. Hospital indemnity insurance is one tool worth knowing about.

It's a separate insurance product. Not a Medicare benefit, not a replacement for Medicare, not major medical. It pays you a fixed cash amount per qualifying event. . . hospital admission, ER visit, ambulance ride, ICU stay.

You decide how to use the cash.

An admission to Aria Torresdale or Nazareth, a stay during cancer treatment at Fox Chase, the recovery costs at home. The cash arrives regardless of what the plan bills.

Premiums vary by age, plan, and underwriting. We carry AccidentWise, AdvantageGuard, and CriticalGuard. We'll only bring it up if it actually fits your situation.

If a 15-minute review changes nothing, that’s a useful answer too

We don’t do paperwork on the first call. We’ll look at what you have, check your scripts and providers against what’s actually open in Lawncrest this plan year, and if your current plan is the right one, we’ll tell you to stay where you are. That’s the whole pitch.

Nearby towns we also visit in Philadelphia

Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits.

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