The Right Choice Agency

Medicare, Indemnity & Final Expense in Aston, PA

Aston Township sits in lower Delaware County, near the edge of Chester city. Crozer-Chester is the closest hospital for much of Aston, but the Crozer system has been in restructuring conversations and Taylor Hospital closed in 2025. Riddle Hospital became the default Main Line Health alternative for many Aston seniors whose plans needed a stable in-network anchor.

County

Delaware County

ZIP

19014

Population

~17,000

In-person

By appointment

Why this matters in Aston

Crozer-Chester Medical Center is the closest hospital for much of Aston, but the Crozer system has been in flux through 2024-2025.

Riddle Hospital is reachable north and is part of Main Line Health, which has been stable.

Mercy Fitzgerald is reachable east for plans that pull that direction.

We don't push switching. We verify whether the network you're paying for still matches your providers after the recent changes.

Hospital systems worth checking in your network

  • Riddle Hospital
  • Crozer-Chester Medical Center
  • Mercy Fitzgerald Hospital

Hospital systems merge, rename, and close. We verify your plan’s current network before you sign anything.

Things worth knowing if you're in 19014 or the Aston area.

  • Crozer-Chester Medical Center is the closest hospital for much of Aston, but the Crozer system has been in flux.
  • Riddle Hospital (Main Line Health) is reachable north and has been stable.
  • Mercy Fitzgerald Hospital is reachable east for plans that pull that way.
  • Taylor Hospital closed in 2025. If it was on your plan's network, that's a real material change.

Not connected with or endorsed by the United States government or the federal Medicare program.

Doylestown, PA based. The agency is run by an agent with 16 years in Medicare and the senior medical-equipment side. We verify networks by name, not by brochure.

A 15-minute review tells you whether your current plan still works the way it did when you signed up.

Common questions from Aston residents

Did the Crozer restructuring affect my Aston plan?

If your plan was Crozer-anchored, very possibly. The in-network specialist list and hospital tier may have moved. Network changes of this scale sometimes trigger a Special Enrollment Period. We can check whether you qualify.

Is Riddle Hospital in-network for most Medicare Advantage plans in Aston?

Most major carriers include Riddle because it's part of Main Line Health. Plan tiers vary. We verify.

What happened to Taylor Hospital and does that affect Aston residents?

Taylor Hospital in Ridley Park closed in 2025 as part of Crozer Health's restructuring. Some Aston plans had Taylor on their network. If yours did, the closest in-network alternative may be different than you think.

Do you cover Brookhaven and Village Green as well?

Yes. Same Delco agent, in person.

Should I enroll in Medicare Supplement or Medicare Advantage?

Honest answer. . . it depends on three things.

First, your providers. Medicare Supplement (Medigap) lets you see any provider in the country who accepts Medicare. No network. Medicare Advantage uses a defined network.

Second, your tolerance for variable costs. Medigap has a higher monthly premium but very predictable copays. Medicare Advantage usually has a low or $0 monthly premium but variable copays and coinsurance.

Third, your prescriptions. Medigap requires a separate Part D plan. Most Medicare Advantage plans bundle drug coverage in.

Aston sits in the part of Delco hardest hit by the Crozer restructuring and Taylor closure. That's exactly the case where Medigap's no-network structure is worth a serious second look. We sit down with your specifics and walk through both honestly.

Is there a way to help reduce or cover costs of Medicare Advantage co-payments and co-insurance?

Sometimes, yes. Hospital indemnity insurance is one tool worth knowing about.

It's a separate insurance product. Not a Medicare benefit, not a replacement for Medicare, not major medical. It pays you a fixed cash amount per qualifying event. . . hospital admission, ER visit, ambulance ride, ICU stay.

You decide how to use the cash.

For an Aston resident admitted to Riddle Hospital after the Taylor closure shifted the catchment, that cash offsets whatever the plan still leaves on the table.

Premiums vary by age, plan, and underwriting. We carry AccidentWise, AdvantageGuard, and CriticalGuard. We'll only bring it up if it actually fits your situation.

If a 15-minute review changes nothing, that’s a useful answer too

We don’t do paperwork on the first call. We’ll look at what you have, check your scripts and providers against what’s actually open in Aston this plan year, and if your current plan is the right one, we’ll tell you to stay where you are. That’s the whole pitch.

Nearby towns we also visit in Delaware County

Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits.

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