Medicare options in York, York County
In the city of York (17401), the Medicare question almost always circles back to one thing: does the plan keep you at WellSpan York Hospital, the system most city residents already use? For many here, that hospital relationship decides everything.
York's care landscape has two poles. WellSpan York Hospital sits right in the city and dominates for York residents, while UPMC Memorial, just north in Springettsbury Township, is the competing system. Medicare Advantage networks differ on whether they include WellSpan, UPMC, or both, so the same plan can be a great fit for one neighbor and a poor one for the next.
You have two solid options. Compare everything yourself, free and with no login, at Medicare.gov's Plan Finder, or book a video review and we'll walk your ZIP together. Plan availability varies by ZIP and county, we do not offer every plan available in your area, and we are not connected with or endorsed by the U.S. government or the federal Medicare program.
Two ways to handle this — pick the one that fits you
Research yourself
The Medicare Plan Finder at Medicare.gov lets you compare every plan available in your ZIP — costs, networks, drug coverage. It's free, no account required.
Start comparing plans →Talk it through with us
Bring your doctors, prescriptions, and questions. We pull what's in your ZIP, check your providers against each plan's real network, and walk through the tradeoffs. No scripts, no pressure.
Book a free review →What's worth knowing about Medicare in York
City ZIP sets your plan options Medicare Advantage and Part D plans in 17401 are offered at the York County level, and your exact address determines the list. Options can vary from West York or North York nearby. Medicare.gov shows the complete set for your home.
Check WellSpan and UPMC networks Most York city residents rely on WellSpan York Hospital, while UPMC Memorial sits just north. Plans differ on which system they include, so confirm your doctors and hospital are in-network before enrolling. That single check prevents most surprises.
Original Medicare vs. Advantage in York Original Medicare with a Supplement offers broad provider access for a premium, while Advantage plans bundle extras within a network. With two competing systems in York, the network question carries extra weight. The right choice depends on which hospital you want kept.
Hospital systems we check for York residents
WellSpan York Hospital is located in the city itself and is the dominant system for York residents. UPMC Memorial (just north in Springettsbury Township) is the competing system. Medicare Advantage networks differ on whether they include WellSpan, UPMC, or both.
Hospital networks, affiliations, and Medicare Advantage participation change. We verify your plan's current network against the facilities you actually use — not just the system name.
More carriers, more choices — and growing.
We're actively adding carriers as new plans and benefits emerge that our Medicare beneficiaries ask for. If a carrier starts offering something worth knowing about, we add them. Ask us what's currently available in your ZIP.
Common questions about Medicare in York, PA
How do I find Medicare plans in York, PA?
Begin with your ZIP, 17401, since York city plans are offered at the York County level. You can see every option yourself at Medicare.gov or by calling 1-800-MEDICARE. We can also review your address with you on a video call.
Does my York Medicare Advantage plan include WellSpan York Hospital or UPMC Memorial?
It varies by plan. Some networks include WellSpan, some include UPMC Memorial, and some include both. Since most city residents use WellSpan York Hospital, we'll confirm it's in-network for any plan you're weighing before you commit.
Is The Right Choice Agency connected to Medicare or the government?
No. We are an independent licensed Pennsylvania Medicare agency, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. For the full official plan list, use Medicare.gov or 1-800-MEDICARE.
Can I review York Medicare options without going to an office?
Yes. We serve the city of York by video call or phone, so there's no drive and no in-person meeting required. You can share your screen and walk your 17401 options from home.
When can I enroll in or change a Medicare plan in York?
Your initial enrollment opens around your 65th birthday, and most changes happen during the fall Annual Enrollment Period. A move or qualifying event may open a Special Enrollment Period. We can help confirm which window applies to you.
York Medicare, matched to your hospital
Book a video review and we'll check whether WellSpan or UPMC Memorial fits your plan, or shop your own options anytime on Medicare.gov. Both paths get you there.
We serve York by video call — same plan review, same no-pressure approach, no drive required. Most people get what they need in about 30 minutes.
Also serving nearby York County communities
For the full York County overview, see Medicare in York County, PA.
For the full Pennsylvania overview, see Medicare in Pennsylvania.
Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits. For a complete list of available plans in your area, contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.