The Right Choice Agency

Test Yourself

The Medicare Basics Quiz

Turning 65 comes with a quiet assumption: that someone will explain all this before it matters. Usually no one does. So let's find out where you actually stand — six plain questions on the parts, the timing, and the penalties. The ones you miss now are the cheap ones to learn.

1. Medicare Part A primarily covers…

2. Medicare Part B primarily covers…

3. Outpatient prescription drugs are generally covered under…

4. If you're already collecting Social Security when you turn 65…

5. The Part D late-enrollment penalty can apply if you go without creditable drug coverage for…

6. Coverage that can let you delay Part B without a penalty usually means…

Answer all 6 questions to see your score (0/6 done).

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Required disclosures

This quiz is for general education only and is not insurance, medical, or enrollment advice. We are not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits.

For the complete and official rules and a full list of plans in your area, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.

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