Medicare options in Scranton, Lackawanna County
Scranton is the largest city in northeastern Pennsylvania and one of the most competitive Medicare markets in the state. Two major hospital systems — Geisinger Community Medical Center and Commonwealth Health's Moses Taylor Hospital — serve the area, and which one your doctors are affiliated with determines which plans actually work for you.
The diversity of Scranton's senior population — working-class, longtime residents alongside newcomers — means there's no single right answer for Medicare here. What works for your neighbor may not work for you.
Sergio reviews Medicare plans for Scranton residents by video call. We pull plan data for ZIP 18503, check your specific providers against network directories, run your prescriptions through each formulary, and show you the real annual cost — not just the headline premium. Plan availability varies by ZIP and county. We do not offer every plan available in your area.
Two ways to handle this — pick the one that fits you
Research yourself
The Medicare Plan Finder at Medicare.gov lets you compare every plan available in your ZIP — costs, networks, drug coverage. It's free, no account required.
Start comparing plans →Talk it through with us
Bring your doctors, prescriptions, and questions. We pull what's in your ZIP, check your providers against each plan's real network, and walk through the tradeoffs. No scripts, no pressure.
Book a free review →What's worth knowing about Medicare in Scranton
Two Hospital Systems, One Decision Scranton's dual hospital presence — Geisinger CMC and Commonwealth Health/Moses Taylor — creates a real choice point. Some Medicare Advantage plans favor one network over the other. If you have providers at both systems, you need a plan that covers both — or you need to know exactly which one takes priority for your care.
Scranton's Medicare Market Is Large — and That's Both Good and Complicated A larger city means more carriers file plans, which means more options. Humana, Aetna, UnitedHealthcare, Anthem, WellCare, Cigna, and others have a presence in Lackawanna County. More choices create more opportunity for a good fit — and more opportunity for confusion. We sort through all of it.
Original Medicare + Medigap May Still Be Right for Some Scranton Residents If you use both Geisinger CMC and Moses Taylor, want freedom to see specialists without referrals, or travel frequently, a Medigap supplement plus standalone Part D may give you more flexibility than any Advantage plan. We show you both paths during the video review.
Hospital systems we check for Scranton residents
Geisinger Community Medical Center; Commonwealth Health / Moses Taylor Hospital
Hospital networks, affiliations, and Medicare Advantage participation change. We verify your plan's current network against the facilities you actually use — not just the system name.
More carriers, more choices — and growing.
We're actively adding carriers as new plans and benefits emerge that our Medicare beneficiaries ask for. If a carrier starts offering something worth knowing about, we add them. Ask us what's currently available in your ZIP.
Common questions about Medicare in Scranton, PA
I have doctors at both Geisinger CMC and Moses Taylor — can one Medicare plan cover both?
Some plans cover providers across both systems; others are more restrictive. We check your specific doctors' network status in every plan we discuss.
Scranton has a lot of Medicare Advantage advertising. How do I know what's accurate?
Medicare advertising is heavily regulated but can still be misleading. Advertised benefits like dental, vision, and fitness programs vary widely in actual value. We cut through the marketing and show you what each plan actually delivers for your specific situation.
What Medicare plans are available in Scranton ZIP 18503?
Plan availability changes each year during open enrollment. For a complete, current list of all plans, visit Medicare.gov or call 1-800-MEDICARE. We do not offer every plan available in your area.
Can I get a Special Enrollment Period if I retire and lose employer coverage?
Yes. Losing employer-sponsored health coverage is a qualifying life event that triggers a Special Enrollment Period. Timing is important — you typically have 8 months to enroll in Part B after losing employer coverage without penalty.
Is The Right Choice Agency based in Scranton?
Sergio is based in southeastern Pennsylvania and serves clients across the state by video call. The review experience is the same regardless of your location in Pennsylvania.
Scranton Medicare Review — Two Hospital Systems, One Clear Conversation
Book a video call with Sergio. He'll pull current plan data for ZIP 18503, check your providers at both Geisinger CMC and Moses Taylor, and walk you through your real options — no jargon, no pressure. Prefer to research independently? Medicare.gov's Plan Finder is the place to start.
We serve Scranton by video call — same plan review, same no-pressure approach, no drive required. Most people get what they need in about 30 minutes.
Also serving nearby Lackawanna County communities
For the full Lackawanna County overview, see Medicare in Lackawanna County, PA.
For the full Pennsylvania overview, see Medicare in Pennsylvania.
Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits. For a complete list of available plans in your area, contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.