Medicare options in Lansdowne, Delaware County
Lansdowne has always been a community that values independence — so it makes sense that many residents here want to understand their Medicare options on their own terms. Whether you're turning 65, reviewing your current plan, or helping an aging parent navigate the process, the plans available in ZIP 19050 deserve a careful look. Some people in Lansdowne do this research independently through Medicare.gov Plan Finder, and that is completely reasonable. Others want a licensed professional to walk them through what's actually different between the plans. The Right Choice Agency does both — we can be a resource for your research questions or a guide through the full comparison. We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area.
Two ways to handle this — pick the one that fits you
Research yourself
The Medicare Plan Finder at Medicare.gov lets you compare every plan available in your ZIP — costs, networks, drug coverage. It's free, no account required.
Start comparing plans →Talk it through with us
Bring your doctors, prescriptions, and questions. We pull what's in your ZIP, check your providers against each plan's real network, and walk through the tradeoffs. No scripts, no pressure.
Book a free review →What's worth knowing about Medicare in Lansdowne
SEPTA Trolley and Getting to Appointments The Media/Sharon Hill trolley line runs through Lansdowne, giving residents car-free access to Upper Darby and Philadelphia. Some Medicare Advantage plans offer supplemental transportation benefits. More importantly, if your specialists are along these corridors, verifying they're in-network before you enroll is essential.
Shared ZIP With Yeadon — Same Plans Available Lansdowne and Yeadon share ZIP code 19050. The plans available to you by ZIP are the same, but your specific doctors' network participation may differ. Always verify your individual providers, not just the ZIP-level plan list.
Prescription Drug Formularies Change Annually Part D drug plans in Delaware County update their formularies every January. If you've been on the same plan for several years, your medications may have moved to a higher tier — meaning higher cost-sharing. An annual review catches these changes before they affect your wallet.
Medigap Enrollment Timing Is Critical If you're new to Medicare, your Medigap open enrollment window is only 6 months from the date you enroll in Part B. After that window, insurers can use medical underwriting to deny coverage or charge more. Getting this timing right matters more than people realize.
Hospital systems we check for Lansdowne residents
Mercy Fitzgerald Hospital (Darby), Crozer Health (Crozer-Chester Medical Center in Upland)
Hospital networks, affiliations, and Medicare Advantage participation change. We verify your plan's current network against the facilities you actually use — not just the system name.
More carriers, more choices — and growing.
We're actively adding carriers as new plans and benefits emerge that our Medicare beneficiaries ask for. If a carrier starts offering something worth knowing about, we add them. Ask us what's currently available in your ZIP.
Common questions about Medicare in Lansdowne, PA
What Medicare plans are available in Lansdowne's 19050 ZIP code?
The complete list of plans available in ZIP 19050 is at Medicare.gov Plan Finder or by calling 1-800-MEDICARE. Available plans include Medicare Advantage (HMO, PPO), standalone Part D drug plans, and Medicare Supplement (Medigap) options. We work with several carriers operating in Delaware County — but we don't represent every plan, so the official tools give you the full picture.
How does the Media/Sharon Hill trolley factor into my Medicare plan choice?
If your doctors are accessible via SEPTA trolley corridors — in Upper Darby, West Philadelphia, or Delaware County — you want a plan whose network covers those providers. Some Medicare Advantage plans also include transportation benefits. Ask specifically about these when comparing options.
I turned 65 last year and took Part B. Did I miss my Medigap window?
Your Medigap open enrollment period is 6 months from the date you enrolled in Medicare Part B — not necessarily your 65th birthday. If that window has passed, you may still be able to get a Medigap plan, but insurers may require medical underwriting. This is worth discussing with a licensed agent to understand your specific situation.
Are there Medicare plans that cover both Mercy Fitzgerald and Philadelphia hospitals?
Some PPO-style Medicare Advantage plans have broader networks that include providers in both Delaware County and Philadelphia. Original Medicare covers both without network restrictions. The right answer depends on your specific doctors and healthcare needs — a side-by-side comparison is the most reliable way to find out.
What is the Annual Enrollment Period and when should I act?
The Annual Enrollment Period runs October 15 through December 7 each year. During this window, you can switch Medicare Advantage plans, switch from Advantage back to Original Medicare, or change your Part D drug plan. Changes take effect January 1. It's the main opportunity to course-correct if your current plan isn't working.
Lansdowne Medicare Reviews — On Your Terms
Some Lansdowne residents prefer to do the research, make the decision, and call us only if a question comes up. Others want a full side-by-side comparison with a licensed agent in the room. Both approaches lead to the same goal: a plan that works. Sergio Kuik meets with Lansdowne residents in person. Carriers we work with include Humana, Aetna, UnitedHealthcare, Anthem, WellCare, Cigna, Devoted Health, Molina, Mutual of Omaha, Ameritas, and Wellabe — and we're always expanding. Schedule a call or book a review when you're ready. We are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan availability varies by ZIP and county. We do not offer every plan available in your area. For a complete list of available plans, visit Medicare.gov or call 1-800-MEDICARE.
We offer in-person Medicare reviews across Delaware County, PA — including Lansdowne. Free, no-obligation review of plans available in your ZIP.
Also serving nearby Delaware County communities
For the full Delaware County overview, see Medicare in Delaware County, PA.
For the full Pennsylvania overview, see Medicare in Pennsylvania.
Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits. For a complete list of available plans in your area, contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.