Medicare options in Yardley, Bucks County
Yardley Borough and surrounding Lower Makefield Township represent some of the most desirable real estate in Bucks County — and some of the most engaged, research-oriented residents. People here tend to want to understand what they're signing up for, not just take the path of least resistance. Medicare rewards that instinct. The plan choices available in Yardley's 19067 ZIP code are real choices — not just minor variations — and the right answer varies considerably from person to person. The Right Choice Agency is an independent Medicare agency serving Yardley and surrounding Bucks County communities. We are not affiliated with any single carrier. We represent Humana, Aetna, UnitedHealthcare, Anthem, WellCare, Cigna, Devoted Health, Molina, Mutual of Omaha, Ameritas, Wellabe, and continue to grow. Plan availability varies by ZIP code and county. We do not offer every plan available in your area. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Two ways to handle this — pick the one that fits you
Research yourself
The Medicare Plan Finder at Medicare.gov lets you compare every plan available in your ZIP — costs, networks, drug coverage. It's free, no account required.
Start comparing plans →Talk it through with us
Bring your doctors, prescriptions, and questions. We pull what's in your ZIP, check your providers against each plan's real network, and walk through the tradeoffs. No scripts, no pressure.
Book a free review →What's worth knowing about Medicare in Yardley
New Jersey proximity — cross-state care requires planning Yardley is directly across the Delaware from New Jersey, and some residents have established care relationships with NJ-based physicians or use Capital Health in Trenton for certain services. Pennsylvania Medicare Advantage plans generally do not cover routine out-of-state care. If New Jersey providers are part of your healthcare picture, Original Medicare with a Medigap supplement may offer more flexibility.
Higher income — IRMAA and Medicare cost planning Yardley's demographics include a higher proportion of residents subject to Medicare's Income-Related Monthly Adjustment Amount (IRMAA). If your modified adjusted gross income two years prior exceeds the CMS threshold, you'll pay a surcharge on your Part B and Part D premiums. This is a predictable variable that should be factored into any Medicare cost planning.
St. Mary Medical Center is your primary hospital — verify network status St. Mary in Langhorne is the closest major hospital for Yardley residents. As with all Medicare Advantage plans, St. Mary's in-network status varies by plan and changes annually. Always verify before enrolling — and re-verify each fall during the Annual Enrollment Period.
Travel considerations — if you spend time outside Pennsylvania Affluent communities tend to have residents who travel or maintain second homes. Medicare Advantage plans provide emergency coverage nationwide but typically do not cover routine care outside their service area. If you spend extended time in another state, your plan structure choice has real implications.
Prefer to research this independently? Medicare.gov Plan Finder is the authoritative, unbiased tool for comparing plans available in ZIP 19067. Enter your medications, doctors, and preferred facilities. It's built for exactly this kind of careful research. We're available if you want to discuss what you find or get a second perspective from a licensed independent agent.
Hospital systems we check for Yardley residents
St. Mary Medical Center (Jefferson Health, Langhorne), Capital Health (Trenton NJ, across the Delaware)
Hospital networks, affiliations, and Medicare Advantage participation change. We verify your plan's current network against the facilities you actually use — not just the system name.
More carriers, more choices — and growing.
We're actively adding carriers as new plans and benefits emerge that our Medicare beneficiaries ask for. If a carrier starts offering something worth knowing about, we add them. Ask us what's currently available in your ZIP.
Common questions about Medicare in Yardley, PA
What Medicare plans are available in Yardley, PA 19067?
ZIP 19067 has access to a range of Medicare Advantage and Part D plans, as well as Medigap supplement options with Original Medicare. The complete list of available plans is at Medicare.gov or 1-800-MEDICARE. We do not represent every plan available, but we can walk through options from the carriers we work with.
I have doctors in both Pennsylvania and New Jersey. What plan structure works for that?
Original Medicare (Parts A and B) with a Medigap supplement tends to work most smoothly in this scenario — it covers Medicare-participating providers in any state. Medicare Advantage plans are geographically bounded and are generally not designed to cover routine out-of-state care. If cross-state care is a real part of your life, that's an important variable in your plan type decision.
What is IRMAA and how do I know if I'll owe it?
IRMAA is a surcharge added to standard Medicare Part B and Part D premiums for individuals whose modified adjusted gross income from two years prior exceeds thresholds set by CMS. You'll receive a notice from Social Security if IRMAA applies to you. The thresholds and surcharge amounts are published annually by CMS and are available at Medicare.gov.
I have significant assets — does that affect my Medicare options?
Assets generally do not affect your Medicare eligibility or standard plan options. The primary income-based variable is IRMAA for Part B and Part D premiums. However, if you're also considering Medicaid or spend-down planning, that's a different and more complex analysis that may warrant coordination with a financial advisor or elder law attorney.
How do I know if The Right Choice Agency represents the best plans in my area?
We represent a growing panel of carriers — Humana, Aetna, UnitedHealthcare, Anthem, WellCare, Cigna, Devoted Health, Molina, Mutual of Omaha, Ameritas, and Wellabe. We do not represent every plan available in 19067. For a complete comparison of all available plans, Medicare.gov is the right resource. We're transparent about what we represent and what we don't.
Informed decisions start here
If you want the full picture of what's available in Yardley, start at Medicare.gov Plan Finder with ZIP 19067. If you want a guided conversation with a licensed independent agent who works this market and can walk through the trade-offs specific to your situation, schedule a call with The Right Choice Agency. Either path leads to a better decision than most people make about Medicare.
We offer in-person Medicare reviews across Bucks County, PA — including Yardley. Free, no-obligation review of plans available in your ZIP.
Also serving nearby Bucks County communities
For the full Bucks County overview, see Medicare in Bucks County, PA.
For the full Pennsylvania overview, see Medicare in Pennsylvania.
Required disclosures. We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, premiums, and benefits vary by county, ZIP code, and plan year. This is not a complete description of benefits. For a complete list of available plans in your area, contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.